Mathematics Applications · Unit 4 · Topic 4.2

Loans, investments and annuities

5 free questions, 2 calculator-free and 3 calculator-assumed, with worked solutions written like marking keys.

Calculator-assumedfoundation

\5000isinvestedat5000 is invested at 6\%perannum,compoundedannually.Determineitsvalueafter per annum, compounded annually. Determine its value after 3$ years, correct to two decimal places.

3 marks

Calculator-assumedstandard

\2000isinvestedat2000 is invested at 12\%perannum,compoundedmonthly.Determineitsvalueafter per annum, compounded monthly. Determine its value after 2$ years, correct to two decimal places.

4 marks

Calculator-assumedstandard

A reducing balance loan is modelled by Ln+1=1.005Ln300L_{n+1} = 1.005L_n - 300 with L0=10000L_0 = 10000. Determine L1L_1.

3 marks

Calculator-freefoundation

A loan of \10000isrepaidwith10\,000 is repaid with 12 monthly payments of \900. Determine the total interest paid.

3 marks

Calculator-freefoundation

A loan of \9000isrepaidwith9000 is repaid with 24 monthly payments of \450. Determine the total interest paid.

3 marks